This policy covers loss of, or damage to, any motor vehicle owned or leased by UTS and nominated affiliates. It also covers any claims arising from incidents for which UTS and affiliates are legally liable to pay for damage to property owned by others as a result of an accident arising from the use of an insured vehicle. Third party personal insurance is covered by the Green Slip system. The geographic limit for this policy is “Australia wide”.

• Motor Vehicle Claim Form
• For SSG Staff (CGU Insurance)
• For General Staff (Lumley General Insurance)
• Summary of the Policy - please contact insurance section on ext 2874

WHO CAN DRIVE UTS VEHICLES AND EXECUTIVE REMUNERATION VEHICLES

The following insurance information does not affect the driver access policies applied by the relevant Management Units for UTS pooled motor vehicles.

UTS Senior Staff Group (SSG) packaged motor vehicles are costed into an employee's salary package. That employee is responsible for determining the driver of the SSG motor vehicle.

UTS pooled motor vehicles are subject to the motor vehicle access provisions. Authorised drivers of pooled motor cars are determined by the relevant management unit.

Both SSG and authorised pooled motor vehicle drivers are covered by the UTS motor vehicle insurance policy with CGU.

General Staff who have their car under salary package scheme are covered under the custom fleet insurance through the Insurer Lumleys.

EXCESS

Under the CGU insurance policy, the applicable excess of $500 will be charged to the employee's cost centres.

CLAIMS PROCEDURE

1. Complete the relevant claim form (CGU or Lumleys)
2. Submit the claim form to the Insurer.
3. Insurance company will directly with the claimant.

AT THE ACCIDENT SCENE

Contact Police

Contact the Police immediately if any vehicle requires towing, if alcohol is involved or if someone is injured.

Injuries

One of the first things you must assess at the scene of an accident is whether anyone is injured.

If an injury is life-threatening DIAL "000" immediately.

To avoid further harm, never move seriously injured people unless there is a greater risk to their safety by leaving them where they are. Instead, wait until trained help arrives.

To avoid personal injury, try to stand off the roadway when discussing the accident.

Other Vehicles and Witnesses

1. Do Supply to the other driver:
• The Registration number of your vehicle
• The Name and address of UTS or UTS Affiliate
• Your name
• Your driver’s licence number
2. Do obtain from the other driver:
• Their Name and Address
• Their Registration number of the vehicle
• Their Name and address of the vehicle owner (if not driver)
• Their Driver’s licence number

Admission of Liability

• Do not make any admissions of liability or agree to meet any claim.

When your vehicle is returned

When your vehicle has been returned from the repairer, please check that:

• All accident damage is repaired
• All doors, the bonnet and the boot are aligned to pre-accident condition
• The paint finish is even and matched
• All lights and electrics are working
• All fluid levels are correct (brake, oil, radiator, etc)
• The alarm is functioning (if applicable)
• Both the interior and exterior of the vehicle are clean.

PERSONAL INJURY CLAIMS

Registered motor vehicles are covered by a statutory compulsory third party personal injury scheme (“Green Slip”). Potential claims and reports of accidents in which a person is injured (other than the at-fault driver) must be promptly reported by the driver concerned. The Fleet Manager (x2070) can provide further advice concerning the insurer. The driver should obtain a personal accident claim form from the insurer and comply with reporting requirements.

EXCLUSIONS

The policy does not cover claims arising from:

• Unlicensed drivers;
• Drivers whose faculties are impaired by any drug or intoxicating liquor or who are convicted of driving at the time of the accident under the influence of any drug or intoxicating liquor or who exceed the percentage of alcohol in their breath or blood permitted by law or who refuse to partake in testing or analysis required by law;
• Use of an unroadworthy vehicle;
• Carrying a number of passengers or a load in excess of the designed capacity of the vehicle;
• Motor sport, use of vehicle for hire, fare or reward, motor trade use;
• Damage to tyres by application of brakes or by road punctures, cuts or bursts;
• Theft of the vehicle after an accident if reasonable steps were not taken to safeguard it;
• Carriage of dangerous goods not being in compliance with the Australian
• Code for the Transport of Dangerous Goods by Road or Rail;
• Wear, tear, depreciation, breakdown or failure of components.