UTS has a corporate travel insurance policy (no. 2200032824) which automatically covers staff, students and authorised persons (including Insearch staff/students) whilst travelling overseas on approved business or academic activity.
If a personalised insurance certificate is required to obtain visa or make a claim please contact Insurance Officer.
It should be noted that insurance companies retain a broad right to exclude coverage based on the foreseeability of the facts of a situation (e.g. the foreseeability of terrorism in an area of high terrorist activity). This right can be exercised retrospectively.
UTS insurance is summarised in the following table:
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Insurance type
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Details (maximum amounts apply)
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UTS Corporate Travel Policy*
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- Personal injury
- Medical expenses (overseas and ongoing costs in Australia)
- 24 hour emergency assistance service
- Medical evacuation costs (provided this is arranged through the emergency assistance service)
- Political risk and natural disaster evacuation expenses
- Theft or loss of luggage and personal effects
- Alternative employee or resumption of assignment expenses
- Missed transport connection
- Rental vehicle excess cover
- Kidnap ransom and extortion
- Personal liability
- Loss of deposits
For claims/queries contact FSU on ext 2874.
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Private travel associated with UTS business / study travel*
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Staff can extend private travel for upto 25% of the approved business travel at no cost. If private travel is required in excess of 25% then it is the responsibility of the staff to organise it prior to commencing travel.
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Workers' compensation
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Automatic coverage for staff on approved UTS business. Covers medical treatment and lost wages for work related injuries/illnesses. Maximum amounts apply. For claims or queries, contact the EHS Branch on ext 1056.
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* Major exclusions to the UTS Corporate Travel Policy include:
- Acts of war, including civil war and acts of terrorism. This may include demonstrations or civil protests relating to declarations of war
- Air travel in an aircraft which is not properly licensed
- Intentional self-inflicted injury or suicide
- Pregnancy or childbirth (except for an unexpected medical complication or emergency occurring during the first 30 weeks of the pregnancy)
- Sexually transmitted disease or Acquired Immune Deficiency Syndrome (A.I.D.S) or Human Immunodeficiency Virus (HIV)
- Training for, or participating in, professional sports of any kind
- Radioactive contamination or radioactivity in any form whatsoever, whether occurring naturally or otherwise
- Any criminal or intentional illegal act by yourself or UTS
- Expenses recoverable from another source
- Expenses incurred when travelling against medical advice or with a terminal condition diagnosed prior to travel
- Medical expenses incurred more than 12 months after the date of injury, or in the case of sickness, after the date on which medical expenses were first incurred.
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